1-800-321-DIME (3463)

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1-800-321-DIME (3463)

2019 Dime Community Bank™

300 Cadman Plaza West, 8th Floor, Brooklyn, NY 11201

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Dime Mortgage Loans

We Dare You
To Find a Lower Rate.

Save money with Dime

15 YEAR FIXED RATE

2.875

%

1

RATE

30 YEAR FIXED RATE

3.375

%

1

RATE

15 year fixed rate has a 3.156% APR, 180 payments of $6.85 per $1,000 borrowed. 30 year fixed rate has a 3.532% APR, 360 payments of $4.42 per $1,000 borrowed. Taxes and insurance not included.1

• As little as 3% down payment available3
• $500 credit towards closing
2,3
• Closing within 60 days
3

Ready to talk to a loan officer?

15 YEAR FIXED RATE

3.000

%

1

RATE

30 YEAR FIXED RATE

3.625

%

RATE

1

1 Rates quoted are based on a purchase of an owner-occupied, single-family property, located in the state of New York, New Jersey or Connecticut. Mortgage interest rates shown are based on a borrower having a FICO credit score of 740, a 60% loan-to-value (LTV), and a 60-day rate lock period. Under certain circumstances, a 60-day rate lock may not be available. Mortgage interest rates are based on current market rates and are subject to change without notice, are subject to pricing adjustments related to several factors including, but not limited to, property type and location, loan amount, loan type, loan-to-value, occupancy type and borrower credit history. The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as a yearly rate. The APRs are based on the interest rate, loan origination fees, and applicable closing costs and does not take into account other loan specific finance charges that may be required.

2 Must have a Dime account established within two weeks of receiving the mortgage commitment letter. Auto pay must be established from the Dime account to pay the mortgage. This offer is not available on the FHA loans or Jumbo Fixed Rate Loans. Offer available until 12/31/19. Dime reserves the right to cancel or modify this offer at any time without notice.

3 Subject to Dime approval

4 Pre-approvals are based on our review of the information that we received from you and is not a commitment to lend. Pre-approvals are subject to verification and approval of your application, information, product and property eligibility.


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See what our customers are saying...

Thanks so much for everything you did to help us through the loan process. From getting us pre-approved on a Saturday night at 10 PM on Labor Day weekend right up until the closing, you were always immediately available to advise us on any aspect of the loan and solved any possible problems before they occurred. I would certainly recommend you and Dime Community Bank to a friend.

Doug Heagle
Suffolk County, NY

In my efforts in purchasing a house, I had the remarkable assistance of Senior Mortgage Consultant, Cathy Clarke of Dime Community Bank. Her consistent reminders and knowledge of what was needed financially and information-wise to close the purchase of my home were well appreciated. She knew how to make sure the pathway in obtaining my home was well in my favor.

Andre Doeman
Nassau County, NY